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How do I open a prepaid
account?
You can sign up online in seconds or you
can call us at 888-494-0043 to sign up by
phone.
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What do I need to apply
for a card?
To apply for a Black History CardPrepaid
Master Card, you will need to provide your
name, phone number, email address, social
security number, and mailing address. To receive
your welcome package and prepaid card, you
must enter a physical U.S. address. Cards
cannot be sent to post office boxes.
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How much does it cost
to sign up?
It's free to sign up and receive your prepaid
card in the mail. When you add money to your
prepaid account, we will charge you an activation
fee and monthly service charges will begin.
If you use direct deposit to add money to
your prepaid account, we will waive your activation
fee. See our pricing & fees for more details.
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How much does it cost
to activate a prepaid account?
Activation for The Black History Card prepaid
account is free when you setup direct deposit
to your account. If you choose not to use
direct deposit, a small activation fee will
be applied.
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Can I open an account
if I am on ChexSystems?
Yes. The Black History Card does not do a
ChexSystems verification when opening new
accounts.
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Do I have to maintain
a minimum balance on my prepaid account?
No minimal balance is required for your prepaid
account.
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Does The Black
History Card provide monthly account statements?
Yes, we provide monthly online statements
free of charge.
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How old do I need
to be to get a card?
The minimum age to apply for a prepaid account
is 18 years old.
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How long does it
take to receive a card?
Your card will be delivered 7-14 business
days after you sign up. If you need a replacement
card, you may request to have your replacement
card expedited for a fee and it will be delivered
in 7 business days. See our pricing & fees
for more details.
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How do I know that The
Black History Card is a real company?
Fairland Financial, LLC has been an accredited
member of the Better Business Bureau since
February 2008. A full report on Fairland Financial,
LLC can be found by clicking the Better Business
Bureau link.
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Is this a credit card?
No. Credit is not extended to Black History
Card prepaid cardholders; only money that
is added to the prepaid account can be used.
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Who can I call with questions?
We can be reached 24/7. The toll-free number
to call is (888) 494-0043. You
can also contact us by email.
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Copyright
© 2009 Black History Card®. All rights reserved.
